Income Protection Insurance

Most small business owners work in their business and could not financially survive a lengthy period where they couldn’t work due to illness or injury.

Income Protection insurance is designed to replace a large part of your regular income while you can’t work. This helps to ensure the essential bills are paid and your financial integrity is not compromised.

You can normally choose a ‘Benefit Period’ that you receive income from a policy of either 2 years, 5 years, or up to age 65.

Your Coastsure representative can help you design an Income Protection program to suit your occupation, your lifestyle and your budget.

Life/Disability & Trauma

Life Insurance provides a lump sum on death or on the diagnosis of a terminal illness.

Your Coastsure representative will help you design a Life Insurance cover that will help to ensure your family is financially secure even in the event of an untimely death.

Total and Permanent Disablement Insurance (TPD)

If sickness or injury leaves you totally and permanently disabled, this cover provides you with a lump sum payment to help maintain your financial security regardless of your inability to work.

This lump sum payment may also assist with modifications to your home, ongoing medical expenses and ongoing living expenses.

Trauma Insurance

Trauma insurance provides you with a lump sum on the diagnosis of specified serious medical conditions all of which are clearly listed for you in the policy. These include such serious conditions for example as cancer, heart attack or stroke.

Trauma cover is designed to help maintain your financial security during a time of reduced income and increased lifestyle and medical expenses as a result of the diagnosis.

Any advice or recommendation that may have been implied is General Advice only. Please be aware that we have not taken into consideration your needs, objective or financial requirements. Before deciding to purchase a financial product, you should read the Product Disclosure Statement to ensure the product is suitable for your needs.