Business Insurance

Following is a brief explanation of the covers available to you which you can include in your Business Insurance program. Please feel free to contact one of our friendly broking team if you would like further information about any of the covers detailed, or take advantage of our obligation free Business Insurance Review & Quotation

  • Fire & Perils /Accidental Damage

    Covers your physical assets (buildings; stock; contents) against loss or damage by certain physical events such as fire; water; malicious or accidental damage; storm & tempest and the like.

  • Business Interruption

    This cover pays for any profits lost by the business when it has been unable to trade, due to loss or damage from an event covered by the policy. The cover can also include wages and other out of pocket expenses.

  • Public & Products Liability (also known as Broadform Liability)

    Covers your legal liability to third parties for personal injury or damage to their property if you are held to be negligent at common law, arising out of your business or your products.

  • Burglary

    Pays up to whatever amount you nominate in the policy against the event of Burglary / Theft of your physical assets from your premises.

  • Glass

    Covers glass at your premises against damage necessitating replacement.

  • Computer & Electronic Equipment Breakdown

    Pays for the cost of repair of your computers and electronic equipment, including software following in the event of a computer breakdown breakdown. It also includes cover for Restoration of Lost Data.

  • Machinery Breakdown

    Pays for the repair or replacement of your machinery following breakdown whether mechanical or electrical.

  • Mobile Plant & Equipment / Portable Property

    Covers nominated Registered and Unregistered Plant & Equipment, against loss or damage, anywhere in Australia.

  • Property in Transit

    Covers Stock whilst in transit, (road, rail or air), up to a nominated ‘limit any one event’.

  • Professional Indemnity

    For businesses providing professional advice or service, this pays for legal liability for financial loss alleged by third parties, as a direct result of reliance upon your professional advice or service.

  • Management Liability

    Covers your liability to third parties as businesses managers, for such things as Employment Practice Liabilities for wrongful dismissal or discrimination, Statutory Liabilities for breaches of Corporations Law, breaches of Fair trading law, etc.

  • Cyber Protection

    Helps safeguard you and your business against expenses and legal costs if your website or other systems are hacked and your system cannot be used, customers’ details are stolen, or a ransom is made.


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Take advantage of our obligation free Business Insurance Review & Quotation!

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